Terms of Service

Last Updated: 01/09/2026

Spektra Insurance Solutions (“Spektra,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your phone number. Spektra Insurance Solutions is a DBA of Twenty Four Hour, LLC, which operates this website and related services.

Spektra Insurance Solutions provides SMS messages related to insurance-related information, quotes, updates, service-related notifications, and responses to inquiries after users opt in to receive SMS communications.

1. You can cancel the SMS service at any time. Just text “STOP” to 888-808-1945. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
2. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at info@spektrainsurancesolutions.com or 888-808-1945.
3. Carriers are not liable for delayed or undelivered messages.
4. As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive message frequency varies. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
5. If you have any questions regarding privacy, please read our privacy policy:
   https://spektrainsurancesolutions.com/privacy-policy/

Contact Us

If you have any questions about this SMS Policy or your communications preferences, please contact us:

Spektra Insurance Solutions
A DBA of Twenty Four Hour, LLC
3131 Camino Del Rio North, Suite 1680
San Diego, CA 92108
📧 info@spektrainsurancesolutions.com
📞 888-808-1945